Skip to content

Your money lives in many countries. Your tracker should too.

Log euros and rupees in one line. See what you spend, what you send home and what you really save — without ever connecting your bank.

Start free with Google See how it works

Free to start. No card, no bank login.

  • Data stored in Frankfurt
  • No ads
  • Export anytime
Example: three entries logged in one line each (€17.34 at Lidl, ₹20,000 to parents, CHF 42 for a train). October total spent €2,062.91 of €4,200 income; lifestyle savings 55.8%, total savings 50.9%.
Spent in October
€2,062.91
Lifestyle savings
55.8%
Total savings
50.9%
  • Rent ↻
    €1,050.00
  • Groceries
    €329.74
  • Eating out
    €186.20
  • Shopping
    €142.80
  • Transport ↻
    €102.90
  • Streaming ↻
    €42.97
  • Family support
    €208.30
  • Saved
    €2,137.09
How it works

One line per expense. The rest is filled in.

  1. 01

    Type it

    Amount, an optional currency, a word or two. Press Enter.

    20000 inr parents
  2. 02

    We fill the rest

    Date, home currency, the day's exchange rate and the category, remembered per merchant. Made a mistake? Undo.

    Date
    3 Oct 2026
    Original
    ₹20,000.00
    Rate
    1 € = 96.02 ₹
    In EUR
    €208.30
    Category
    Family support
  3. 03

    See your month at a glance

    One big number for what you spent, then one line per category, sorted by amount.

    Spent in October
    €2,062.91
Features

Built for money that crosses borders.

  • One-line entry

    Type 17.34 lidl or 20000 inr parents and press Enter. Undo instead of confirmation dialogs.

  • Multi-currency done right

    Each entry keeps the original amount, the exchange rate and the value in your home currency. Edit the rate to the one you actually got.

  • Family support, counted separately

    Money sent home doesn't count as lifestyle spending. You see lifestyle savings and total savings.

  • One-glance month view

    A big "spent" number, then one line per category with icon, bar, amount and ↻ for recurring, sorted by amount.

  • Recurring entries

    Rent, subscriptions, the monthly transfer to your parents. Optionally confirm each one before it counts.

  • Tax-claim flag

    Mark any expense as tax-relevant, with German tax types.

  • Income is optional

    Track spending only, or add income. Savings figures appear only when income exists.

  • Privacy eye

    Income and savings stay hidden until you tap. Open the app on the train without showing your salary.

Family support

Two savings rates, because you support two households.

Money sent home is counted on its own. Lifestyle savings shows how well you live within your means. Total savings shows what's left after supporting family.

Lifestyle savings55.8%
Total savings50.9%
  • Lifestyle spending€1,854.61
  • Family support · ₹20,000€208.30
  • Saved€2,137.09

Example month with €4,200 income. A transfer home lowers total savings, but your lifestyle savings stay where they were.

Private by design

Your bank login stays with you.

fineasy24 never connects to your bank. You type what you want to track, and nothing else.

Read the privacy notice →
  • No bank connections, everNo credentials, no transaction feeds.
  • Stored in Frankfurt (EU)Database in Frankfurt, backups in the EU.
  • No ads, no tracking scriptsThis page has none either.
  • Export anytimeDownload everything as CSV or JSON.
  • Delete your account yourselfSelf-service, no e-mail needed.
  • Google sign-in, minimal dataWe receive only your name, e-mail and profile picture.
Compared

Between a bank-sync app and a spreadsheet.

Questionfineasy24Bank-sync budget appsSpreadsheets
Needs your bank loginNoYesNo
Logging an expenseOne line, EnterImported, then re-categorisedRows and formulas
Any currency, with the rate you gotBuilt inUsually your account currencyIf you build it
Money sent home kept separateBuilt inUsually just another categoryIf you build it
On your phoneWeb today, Android comingYesFiddly
Your dataFrankfurt, export anytimeUsually passes through a bank-data providerWherever the file lives
Coming next

What's being built.

  • Coming

    Android app

    Log expenses offline; they sync when you're back online.

  • Coming

    Couples

    A shared ledger for joint costs, while your personal ledgers stay private.

  • Coming

    Money strategy

    Monthly leftovers flow into buckets (cash, safety net, long-term) that show progress towards financial independence.

  • New

    Free calculators

    SIP with step-up, loan EMI and prepayment, FIRE, and inflation in euros vs rupees. No sign-up. Open the calculators →

FAQ

Questions, answered.

Is it free?

Yes, it's free to start. You don't need a card, and there's no bank login. If paid plans come later, we'll tell you well in advance, and you can always export your data.

Do I need to connect my bank?

No, and you never will. fineasy24 has no bank connections. You log expenses yourself in one line.

Which currencies can I use?

You pick a home currency and can log entries in other currencies, such as rupees. Each entry keeps the original amount, the day's exchange rate (which you can edit to the rate you actually got) and the value in your home currency.

What is "family support"?

Money you send to family, for example to your parents. It's counted separately from lifestyle spending, so you see two savings rates: lifestyle savings and total savings.

Where is my data stored?

The database runs in Frankfurt, and backups are kept in the EU. There are no ads and no tracking scripts. You can export everything to CSV or JSON and delete your account yourself at any time. Details are in the privacy notice.

Is there a mobile app?

fineasy24 works in your phone's browser today. An Android app with offline logging is coming.

Do I have to enter my income?

No. Income is optional. Savings figures only appear once you add income, and the privacy eye keeps them hidden until you tap.

Can I import bank statements or spreadsheets?

No. fineasy24 is built around fast manual entry: one line per expense. You can export your data anytime.

Start with your next coffee.

Start free with Google

Free to start. No card, no bank login.

Start free